FCA Registered

Initial Disclosure Document

The Financial Conduct Authority (FCA) is the national independent regulator of financial services. The FCA legally requires us to provide you with an Initial Disclosure Document. This Document has a number of purposes, one of which is to ensure you are provided with essential information about us as a company, what we charge for our services, the products and services we offer and how we are regulated. It will also provide information on what you should do if you have a complaint and any details regarding the Financial Services Compensation Scheme.

About Agharan Motor Shed

Agharan Motor Shed is both authorised and regulated by the Financial Conduct Authority (FCA), our firm reference number is 839154. We provide broker services to customers and work with our finance partners in order to find a suitable vehicle lease agreement for our customers. You can find more about what we do on our dedicated About Us Page on our website.

The products we use

As a Financial Conduct Authority (FCA) regulated credit broker we are able to introduce you to a range of lenders who can help you finance your vehicle, and provide any other products/ services that you may require, including Servicing Packages, Vehicle Maintenance and Road Side Assistance. We work with some of the UK’s most prominent and trusted finance providers in order to help secure you the best and most appropriate deal. Agharan Motor Shed are a credit broker of vehicle finance, we are not a funder or a lender.

Our services

We will provide you with either comparable details of any firms most appropriate to your lending or purchasing needs or any other general information relating to finance products. In order to do this we may seek personal information about your circumstances and objectives which may be relevant in order to enable us to identify your exact needs and establish a line of credit. It is important that you provide us with accurate and relevant information so we can find a product or agreement that is most suitable to you.

What are the costs for our services?

We may receive payment from finance providers or lenders if you decide to enter into any agreement with us, these fees can be pre-set and often vary depending on the product and the volume that is placed with a particular supplier.

Should you order a vehicle through Agharan Motor Shed and subsequently cancel the order, we may charge a cancellation fee. This fee will be clearly shown on any order form that you sign before we place the order. The fee will be levied should the lender or manufacturer charge the cancellation fee, and must be paid within 14 days of an invoice being sent to you.

Who regulates us?

Agharan Motor Shed is authorised and regulated by the Financial Conduct Authority. You can verify this by checking the FCA Register on the website: http://www.fca.org.uk/register... or contacting them on: 0300 500 8082. Our firm reference number is 839154.

What should I do if I have a complaint?

If you are unsatisfied with the service we provided for any reason then please visit our website and follow our Complaints Procedure outlined in our Terms and Conditions.

I am happy to Proceed

Please complete the Proposal Form, confirming you have read, understand and acknowledge the above and are happy to proceed. Any delays in receiving this confirmation may impact on the rates quoted.

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Agharan Motor Shed
40a Agharan Road
Dungannon, County Tyrone,
BT71 4HG, Northern Ireland
Monday to Friday: 9am to 6pm
Saturday: 9am to 5pm
Sunday: Closed
Viewing is by Appointment Only
All information provided is for general guidance only. Although every effort has been made to ensure that it is accurate, Agharan Motor Shed cannot accept any liability whatsoever for any inaccuracies contained within it, for any loss or damage, directly or indirectly, which may have been suffered as a result of using the information provided, whether arising in contract, a wrongful act or an infringement of a right or any other way. Company car tax rates are used as they may be known for the next one or two years, PAYE and NI thresholds can alter every year. You should always obtain independent advice from your own professional advisors prior to making a decision.
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